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Fantasy stock trading league
Trading was going well, and thanks to advice from his new associates David and Harry, he could escape the stress of his day job and make money online.
But then David and Harrys tips faltered, and Mr Hay started losing. He maxed out his credit cards trying to trade his way back up, but to no avail. Welcome to the murky online world of binary options - leveraged wagers on whether financial indices, such as the price of gold or the FTSE 100, will rise or fall - now coming under greater regulatory scrutiny. That came alongside smaller fines from its local Cypriot regulator, the withdrawal of its licence by Belize, and a host of bans in other countries.